Tax consequences of liquidating a utma


The interest rate and yields for the various Cash Features vary over time.There is no guarantee that the interest rate or yield on any particular Cash Feature will be or will remain higher than the interest rate or yield on other Cash Features over any period.

Information about eligibility for particular Cash Features is available at any time by contacting us or by going to

If your Account is an Advisor Services Account, information about eligibility for particular Cash Features is available at any time by contacting your advisor, calling Schwab Alliance at 800-515-2157, or going to

We may change the eligibility requirements for any Cash Features or the Cash Features Program as provided in Section 7 of this document.

We will notify you in advance if any change in eligibility affects your Account.

You should also consider higher-return options for funds that are not needed immediately, as yields on any of our Cash Features may be lower than those of similar investments or deposit accounts offered outside of the Cash Features Program. If your Account is an Advisor Services Account, please contact your independent investment advisor ("advisor"), call Schwab Alliance at 800-515-2157, or visit

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